What Is Liquid Staking?
Liquid staking protocols issue a token that represents assets deposited into a staking protocol. For example, a protocol may issue a liquid staking token that can be held, transferred, swapped, or used in compatible DeFi applications while the underlying assets participate in staking.
Key characteristics include:
- Transferable representation: The liquid staking token represents a claim or position in the protocol, subject to that protocol's redemption rules.
- DeFi compatibility: Some applications accept liquid staking tokens for swapping, lending, collateral, or liquidity provision.
- Protocol-specific rewards: The token's balance or exchange rate may change to reflect staking rewards, depending on its design.
- No guaranteed liquidity: A token may trade below the value of the underlying asset, and selling can involve slippage or limited liquidity.
- Additional risk: Smart-contract vulnerabilities, protocol failure, validator slashing, depegging, and third-party integrations can affect value or access.
Liquid Staking Use Casesâ
Depending on protocol and application support, a liquid staking token may be:
- Held while staking rewards accrue.
- Swapped through a supported liquidity source.
- Supplied to a lending or liquidity protocol.
- Used as collateral where an application accepts it.
- Sold instead of waiting for a protocol redemption, although a buyer and sufficient liquidity are not guaranteed.
Liquid Staking Protocolsâ
Examples of third-party liquid staking protocols include:
- Lido for supported assets such as Ethereum.
- Ankr for its currently supported networks.
- Marinade Finance for Solana.
These are external protocols, not Gem Wallet validators. Availability, terms, and supported assets can change. Research a protocol and verify its official website before connecting your wallet or swapping for a liquid staking token.